[hackerspaces] insuring a hackerspace

[Steve Clement]

Hi ppl,

Let's say at least in Luxembourg you HAVE TO get insurance in order to  
Rent a place.

To get around that a Person has to Rent it Privately (effectively  
lying, thus not legal but it's done a lot)
Then the person is liable.

And to be honest insurance IS as Big of a Problem/Issue as IT-Security.
It's totally under-estimated until the House burns down and 3 are  
Killed (damn, so negative today)

But seriously, you should always at least consider an insurance  
especially if you do experiments like:

http://tinyurl.com/2t5trc

or similar (I really liked the coin shrinking done in one of the  
HackerSpaces http://tinyurl.com/a7sa4 )

As we don't have our space yet we don't thought about insurance, but  
we will get one and blatantly lie about what we do.

We do theoretical IT-thinkering Mr. Agent.

cheers,

Steve
-- 
Let's build a Hackerspace in Luxembourg!
http://www.hackerspace.lu
mailto:steve at hackerspace.lu
.lu: +352 20 333 55 65

On Jan 27, 2009, at 2:59 PM, Philippe Langlois wrote:

> Since at the /tmp/lab we're in a special situation (not renting,
> officially occupying for free with knowledge and agreement with the
> owner), no insurance coverage could be understood.
> So we went for waiver. For this reason, everybody who came to the
> first Hacker Space Fest @ /tmp/lab in 2008 needed to sign a waiver in
> order to enter the conference.
>
> I agree with Sebastien (doing fine without) and Paul (aiming for the
> big problems, not the small stuff).
>
> Best,
> Philippe.
>
> On 27 Jan 2009, at 00:46, Paul Böhm wrote:
>
>> anyone got thoughts on waivers vs. just insuring against as much as
>> possible?
>> probably should do both...
>>
>> liability probably depends a lot on local law. there's a lower chance
>> of getting successfully sued in austria, but
>> still i'm worried that i don't know if we're fine without the waivers
>> under austrian law.
>>
>> enki
>>
>> On Mon, Jan 26, 2009 at 3:19 PM,  <druid at stonedcoder.org> wrote:
>>> At htink in NYC we have visited this topic shortly. The feedback
>>> seems to be
>>> get renters insurance to cover the expensive tools against theft
>>> (NYCR has
>>> it's laser insured I think) and make sure for liability that
>>> everyone that
>>> uses tools signs a waiver. Also posting large "you are here at
>>> your own
>>> risk" type signs seems popular.
>>>
>>> So renters insurance to cover fire/damage/theft, and otherwise
>>> reduce the
>>> orgs liability via waivers / postings seems like a winning strategy.
>>>
>>> -Eric
>>>
>>> On Tue, 27 Jan 2009, Sébastien Bourdeauducq wrote:
>>>
>>>> Hi,
>>>>
>>>> I know of a hackerspace which has no rent, no money, and no
>>>> insurance. And
>>>> it's going very well.
>>>>
>>>> There are really more interestings ways of spending our time in
>>>> hackerspaces
>>>> than with filling in bureaucratic forms and finding money to feed
>>>> real
>>>> estate
>>>> agents and insurance brokers.
>>>>
>>>> Sebastien
>>>>
>>>>
>>>> On Tuesday 27 January 2009 00.02.42 nicolle n. wrote:
>>>>>
>>>>> Hi all!
>>>>>
>>>>> my name is nicolle, and i live in Chicago.  i'm helping plan
>>>>> Pumping
>>>>> Station: One, the soon-to-be hackerspace here.
>>>>>
>>>>> i was just wondering...has anyone else on this list gone through
>>>>> the
>>>>> process of searching for and finding insurance for a
>>>>> hackerspace?  did
>>>>> you
>>>>> talk to insurance companies directly, or go through a broker?
>>>>> what was
>>>>> your experience like?  did you have to have a physical place  
>>>>> rented
>>>>> before shopping for the insurance, or could you get the
>>>>> insurance quotes
>>>>> lined up before signing a lease on a place?
>>>>>
>>>>> i'm in the process of researching the availability of insurance,
>>>>> and i'd
>>>>> be
>>>>> really interested to know what it's like for someone who has
>>>>> been through
>>>>> the process of getting their hackerspace insured.
>>>>>
>>>>> thank you all...i'm looking forward to hearing about your
>>>>> experiences in
>>>>> this.
>>>>>
>>>>> nicolle
>>>>
>>>>
>>>> _______________________________________________
>>>> Discuss mailing list
>>>> Discuss at lists.hackerspaces.org
>>>> http://lists.hackerspaces.org/mailman/listinfo/discuss
>>>>
>>>
>>> _______________________________________________
>>> Discuss mailing list
>>> Discuss at lists.hackerspaces.org
>>> http://lists.hackerspaces.org/mailman/listinfo/discuss
>>>
>>>
>> _______________________________________________
>> Discuss mailing list
>> Discuss at lists.hackerspaces.org
>> http://lists.hackerspaces.org/mailman/listinfo/discuss
>
> _______________________________________________
> Discuss mailing list
> Discuss at lists.hackerspaces.org
> http://lists.hackerspaces.org/mailman/listinfo/discuss

-------------- next part --------------
An HTML attachment was scrubbed...
URL: http://lists.hackerspaces.org/pipermail/discuss/attachments/20090127/2d1af2af/attachment-0001.htm