<html><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; ">Hi ppl,<div><br></div><div>Let's say at least in Luxembourg you HAVE TO get insurance in order to Rent a place.</div><div><br></div><div>To get around that a Person has to Rent it Privately (effectively lying, thus not legal but it's done a lot)</div><div>Then the person is liable.</div><div><br></div><div>And to be honest insurance IS as Big of a Problem/Issue as IT-Security.</div><div>It's totally under-estimated until the House burns down and 3 are Killed (damn, so negative today)</div><div><br></div><div>But seriously, you should always at least consider an insurance especially if you do experiments like:</div><div><br></div><div><a href="http://tinyurl.com/2t5trc">http://tinyurl.com/2t5trc</a></div><div><br></div><div>or similar (I really liked the coin shrinking done in one of the HackerSpaces <a href="http://tinyurl.com/a7sa4">http://tinyurl.com/a7sa4</a> )</div><div><br></div><div>As we don't have our space yet we don't thought about insurance, but we will get one and blatantly lie about what we do.</div><div><br></div><div>We do theoretical IT-thinkering Mr. Agent.</div><div><br></div><div>cheers,</div><div><br></div><div><div> <span class="Apple-style-span" style="border-collapse: separate; color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0; "><div style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; "><span class="Apple-style-span" style="border-collapse: separate; color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; "><div style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; "><span class="Apple-style-span" style="border-collapse: separate; color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; "><div style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; "><div>Steve</div><div>-- <br>Let's build a Hackerspace in Luxembourg!<br><a href="http://www.hackerspace.lu/">http://www.hackerspace.lu</a><br><a href="mailto:david@hackerspace.lu">mailto:steve@hackerspace.lu</a><br>.lu: +352 20 333 55 65</div></div></span></div></span></div></span> </div><br><div><div>On Jan 27, 2009, at 2:59 PM, Philippe Langlois wrote:</div><br class="Apple-interchange-newline"><blockquote type="cite"><div>Since at the /tmp/lab we're in a special situation (not renting, <br>officially occupying for free with knowledge and agreement with the <br>owner), no insurance coverage could be understood.<br>So we went for waiver. For this reason, everybody who came to the <br>first Hacker Space Fest @ /tmp/lab in 2008 needed to sign a waiver in <br>order to enter the conference.<br><br>I agree with Sebastien (doing fine without) and Paul (aiming for the <br>big problems, not the small stuff).<br><br>Best,<br>Philippe.<br><br>On 27 Jan 2009, at 00:46, Paul Böhm wrote:<br><br><blockquote type="cite">anyone got thoughts on waivers vs. just insuring against as much as <br></blockquote><blockquote type="cite">possible?<br></blockquote><blockquote type="cite">probably should do both...<br></blockquote><blockquote type="cite"><br></blockquote><blockquote type="cite">liability probably depends a lot on local law. there's a lower chance<br></blockquote><blockquote type="cite">of getting successfully sued in austria, but<br></blockquote><blockquote type="cite">still i'm worried that i don't know if we're fine without the waivers<br></blockquote><blockquote type="cite">under austrian law.<br></blockquote><blockquote type="cite"><br></blockquote><blockquote type="cite">enki<br></blockquote><blockquote type="cite"><br></blockquote><blockquote type="cite">On Mon, Jan 26, 2009 at 3:19 PM, <<a href="mailto:druid@stonedcoder.org">druid@stonedcoder.org</a>> wrote:<br></blockquote><blockquote type="cite"><blockquote type="cite">At htink in NYC we have visited this topic shortly. The feedback <br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">seems to be<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">get renters insurance to cover the expensive tools against theft <br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">(NYCR has<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">it's laser insured I think) and make sure for liability that <br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">everyone that<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">uses tools signs a waiver. Also posting large "you are here at <br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">your own<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">risk" type signs seems popular.<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">So renters insurance to cover fire/damage/theft, and otherwise <br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">reduce the<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">orgs liability via waivers / postings seems like a winning strategy.<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">-Eric<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">On Tue, 27 Jan 2009, Sébastien Bourdeauducq wrote:<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">Hi,<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">I know of a hackerspace which has no rent, no money, and no <br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">insurance. And<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">it's going very well.<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">There are really more interestings ways of spending our time in<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">hackerspaces<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">than with filling in bureaucratic forms and finding money to feed <br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">real<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">estate<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">agents and insurance brokers.<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">Sebastien<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">On Tuesday 27 January 2009 00.02.42 nicolle n. wrote:<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">Hi all!<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">my name is nicolle, and i live in Chicago. i'm helping plan <br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">Pumping<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">Station: One, the soon-to-be hackerspace here.<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">i was just wondering...has anyone else on this list gone through <br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">the<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">process of searching for and finding insurance for a <br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">hackerspace? did<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">you<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">talk to insurance companies directly, or go through a broker? <br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">what was<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">your experience like? did you have to have a physical place rented<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">before shopping for the insurance, or could you get the <br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">insurance quotes<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">lined up before signing a lease on a place?<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">i'm in the process of researching the availability of insurance, <br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">and i'd<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">be<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">really interested to know what it's like for someone who has <br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">been through<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">the process of getting their hackerspace insured.<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">thank you all...i'm looking forward to hearing about your <br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">experiences in<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">this.<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">nicolle<br></blockquote></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">_______________________________________________<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite">Discuss mailing list<br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><a href="mailto:Discuss@lists.hackerspaces.org">Discuss@lists.hackerspaces.org</a><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><a href="http://lists.hackerspaces.org/mailman/listinfo/discuss">http://lists.hackerspaces.org/mailman/listinfo/discuss</a><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">_______________________________________________<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite">Discuss mailing list<br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><a href="mailto:Discuss@lists.hackerspaces.org">Discuss@lists.hackerspaces.org</a><br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><a href="http://lists.hackerspaces.org/mailman/listinfo/discuss">http://lists.hackerspaces.org/mailman/listinfo/discuss</a><br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote><blockquote type="cite"><blockquote type="cite"><br></blockquote></blockquote><blockquote type="cite">_______________________________________________<br></blockquote><blockquote type="cite">Discuss mailing list<br></blockquote><blockquote type="cite"><a href="mailto:Discuss@lists.hackerspaces.org">Discuss@lists.hackerspaces.org</a><br></blockquote><blockquote type="cite"><a href="http://lists.hackerspaces.org/mailman/listinfo/discuss">http://lists.hackerspaces.org/mailman/listinfo/discuss</a><br></blockquote><br>_______________________________________________<br>Discuss mailing list<br><a href="mailto:Discuss@lists.hackerspaces.org">Discuss@lists.hackerspaces.org</a><br>http://lists.hackerspaces.org/mailman/listinfo/discuss<br></div></blockquote></div><br></div></body></html>