[hackerspaces] Insurance for makerspace

[Bert Hartmann]

Nick, I have a recommendation for a company a few of us in NJ are using.
I'll send it to you off list.


On Sat, May 31, 2014 at 11:36 PM, Bob Bownes <bownes at gmail.com> wrote:

> We got ours under teh 'club' heading, were very upfront about what we do,
> gave them a full list of equipment, and pointed out we got a sawstop table
> saw just for the liability aspect. When they heard about the sawstop, they
> were pretty thrilled.  We also gave them the outline for our safety
> programs.
>
>
> Bob
>
>
>
> On Sat, May 31, 2014 at 10:28 PM, Ben Brown <ben at generik.ca> wrote:
>
>>  We had some initial issues as well, but once one of the insurance
>> companies figured out how to classify us (they went with something like
>> 'private club workshop', we were flying. We didn't keep them in the dark
>> about what we did, and as a result they even made sure our liability
>> insurance covered events that we run outside of our space (like Mini Maker
>> Faire).
>>
>> We upped our coverage when adding new big-ticket items, and also when we
>> moved into our new space about 1.5 years ago, still no problems. Of course,
>> we've never had to make a claim so far either. That said, we assume that
>> any colossal fuckup that gets lawyers involved would likely close our doors
>> anyway, regardless of how the insurance lands.
>>
>> Not sure how different it is in the US as opposed to Canada, but they may
>> have an easier time wrapping their head around it if you refer to your
>> space as a club or private workshop as opposed to a hackerspace/makerspace.
>> Don't leave out exactly what activities are going on though.
>>
>> Good luck,
>> Ben
>>
>>
>> On 5/31/2014 7:55 PM, Nick Pollara wrote:
>>
>> I am setting up a makerspace in NJ and I am having trouble getting g
>> insurance. Does anyone have a recommendation?
>>
>> If this is a repeat question I apologize, but I have not figured out to
>> access the archives.
>>
>> Thanks,
>>
>> Nicolas Pollara
>>
>>
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