[hackerspaces] Acquiring Insurance

[Matt Goodman]

I believe our space registered as a "Trade School."
--Matthew Goodman

=====================
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On Sun, Oct 16, 2011 at 3:07 PM, Arclight <arclight at gmail.com> wrote:

> I think your best bet is to find an independent insurance agent that works
> with multiple companies. Put up a web site that explains clearly what you
> do.  Often times, insurance carriers won't work with you if they can't
> narrow down what you do to an SIC code. Work with your agent and let them
> help you get the application information completed and out for quote. You
> might also want to not have pictures of your latest Burning Man flamethrower
> organ or whatever on there.  Whether you choose to let people work on edgy
> projects can be determined later.
>
> In some cases, they can recommend a carrier that does machine shops or
> artists' studios that won't freak out. Or they may go for the carrier that
> asks the least number of direct questions about your shop and goes more on
> square footage and industry.
>
> Good luck!
>
> Arclight
> On Oct 12, 2011 10:15 PM, "Will Bradley" <will at heatsynclabs.org> wrote:
> >
> > They definitely google you. One company freaked out because we had a
> > photo of a BBQ grill made out of the front of a car on our main page
> > and they assumed we were blowing up cars.
> >
> > Just try to have a conversation with them, in person, dress nicely to
> > counter the stereotypes and let them know you're the "good hackers"
> > i.e. the ones who research and protect instead of break and steal. If
> > you limit your insurance coverage to medical and property liability in
> > the space they shouldn't have any reason to deny you based on their
> > perception of hacking.
> >
> >
> >
> > On Oct 12, 2011, at 6:07 PM, Danyelle Davis <ddavis at codetemptress.net>
> wrote:
> >
> > > Greetings,
> > >
> > > I am looking for insurance for a hackerspace but it seems we keep
> running into issues. The insurance companies ask so many questions and if
> you answer wrong they deny your request.  Apparently some insurance company
> googled our space and denied us because we affiliate with hackers.  So I am
> wondering how did you get insurance?  Will we have to change our name to get
> insurance?  We are located in Virginia.  We don't have any heavy equipment
> yet ( lazer cutters etc..)  The only thing we have is a few soldering irons.
> > >
> > > Any assistance would be great!
> > >
> > > LN
> > > _______________________________________________
> > > Discuss mailing list
> > > Discuss at lists.hackerspaces.org
> > > http://lists.hackerspaces.org/mailman/listinfo/discuss
> > _______________________________________________
> > Discuss mailing list
> > Discuss at lists.hackerspaces.org
> > http://lists.hackerspaces.org/mailman/listinfo/discuss
>
>
> _______________________________________________
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>
>
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