[hackerspaces] RE : Re: Hackerspace legal formation and insurance

[Matthew McCabe]

I have worked for a few companies that are self insured (at least for
health insurance).  It is possible, but typically requires thousands
of employees paying into the plan in order for it to be solvent.  I am
not sure we are quite there yet with hackerspaces...  Though a
community credit union and/or insurance company for orgs like
hackerspaces may be profitable if someone is willing to start it up
and take a bit of a risk...

For now, it is probably best to go with an established insurance
company for basic liability insurance (at least for us at the Austin
Hackerspace).

Thanks,
Matt

On Wed, May 26, 2010 at 10:49 AM, Georges Kesseler
<georgeskesseler at yahoo.com> wrote:
>
> Why not hack-your-own-insurance?
> All hackerspaces in the world contribute to a fund which can then be
> used if one hackerspace has a problem.
> Yes I know, who manages that? etc...
> On the other hand, there has been some solidarity after a space got
> raided without reason. And there is for sure no assurance against losses
> due to a police raid.
>
> Georges
>
>
> Koen Martens wrote:
>> On Wed, May 26, 2010 at 10:38:10AM +0200, Philippe Langlois wrote:
>>
>>> Just remember that insurers and attorneys first job is to sell paranoïa.
>>>
>>
>> And that insurers will always tell you everything is covered, until you actually
>> claim something..
>>
>> Gr,
>>
>> Koen
>>
>>
>>> Le 26 mai 2010, 1:21 AM, "Carlyn Maw" <carlynorama at gmail.com> a écrit :
>>>
>>> What I was hearing was more like if someone gets pissed at your policies, or
>>> screws up on bookeeping or you miss some a deadline for delivering something
>>> that is core to your mission, or someone get hurts on a machine and thinks
>>> it is because the safety training policy wasn't strict enough that the
>>> officers and directors can end up getting sued. Not as individuals a la
>>> piecing of the vail, but as officers and directors, even elected or hired
>>> individuals not on the corp paperwork. But I know a lot of MBAs and Lawyers,
>>> maybe they're paranoid but they seem pretty adamant...
>>>
>>> On Tue, May 25, 2010 at 3:52 PM, Leigh Honeywell <leigh at hypatia.ca> wrote: >
>>>
>>>> On 10-05-25 05:15 P...
>>>>
>>> _______________________________________________
>>> Discuss mailing list
>>> Discuss at lists.hackerspaces.org
>>> http://lists.hackerspaces.org/mailman/listinfo/discuss
>>>
>>
>>
>>> _______________________________________________
>>> Discuss mailing list
>>> Discuss at lists.hackerspaces.org
>>> http://lists.hackerspaces.org/mailman/listinfo/discuss
>>>
>>
>> _______________________________________________
>> Discuss mailing list
>> Discuss at lists.hackerspaces.org
>> http://lists.hackerspaces.org/mailman/listinfo/discuss
>>
>>
>
> _______________________________________________
> Discuss mailing list
> Discuss at lists.hackerspaces.org
> http://lists.hackerspaces.org/mailman/listinfo/discuss
>