[hackerspaces] insurance (documentation, questions)

Nitin Gadia nittyjee at gmail.com
Tue Oct 26 20:33:57 CEST 2010


What kind of equipment do you have?

Renter's insurance would really cover it?
Our space is going to be pretty open to people...

Which is your hackerspace?

On Tue, Oct 26, 2010 at 1:30 PM, Chris Weiss <cweiss at gmail.com> wrote:

> On Tue, Oct 26, 2010 at 1:16 PM, Nitin Gadia <nittyjee at gmail.com> wrote:
> > Hello all,
> >
> > I recently added a page on insurance:
> > http://hackerspaces.org/wiki/Insurance
> >
> > It needs to be expanded :)
> >
> > We are looking for insurance here in Ames, Iowa, USA and are having a
> pretty
> > hard time, and it is making us a bit stuck.
> > We are dealing with a broker, and the only quote he has received was
> pretty
> > outrageous ($5000/yr or something).
> >
> > I saw on the previous discussion threads, which I linked to in the wiki
> > article, that there is quite a range, from $324/yr to $1300/yr.
> >
> > We are going to try to do pretty much everything, and the dangerous stuff
> > (woodworking, requiring electric saws and such) is going to be sectioned
> > off, and probably require some sort of official training.
> >
> > Is there a way that I can provide information to the brokers here for
> > insurance companies they can go through?
> > Can I go through an insurance company any of you use, out of our
> locality,
> > or out of state?
> >
> > The help will be very greatly appreciated.
> >
> > Thanks,
> > Nitin Gadia
> > Ames, Iowa, USA
> > http://hackerspaces.org/wiki/Ames_MakerSpace
>
> is this umbrella/liability insurance?  like to be expensive no matter what
>
> for ours, we just have basic renters insurance because our landlord
> requires it.  company asked what equipment we own and based it of the
> values, so the rate is reasonable, couple hundred a year or something.
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